What do you think of Obama's 'change' so far?

[Toasted1]

I think ngaz trippin

[bluecar]

Short term half ass solution.

Not that GWB is any better.

[Spider Monkey]

Well he sure did a good job at putting the rest of the economy out of business with the new ARRA. That's all I've noticed so far.

[Spider Monkey]

Short term half ass solution.

Not that GWB is any better.

You kidding? G Dubs hooked my tax return up fat this year.

[bluecar]

You kidding? G Dubs hooked my tax return up fat this year.

Shows you aren't a real conservative....

[Spider Monkey]

Shows you aren't a real conservative....

I've never claimed to be a conservative. I'm a junglist. You should know this.

[bluecar]

oh...I am new here.

[Spider Monkey]

oh...I am new here.

I'm an animal. I follow the law of the jungle. Should be obvious.

[bluecar]

Do you take Xanax?

[Spider Monkey]

No. ???

[90lac]

you want some

[Porch Monkey]

HE RIPPED HER FACE OFF!

[pl8er]

So here is my problem with the whole plan so far. Well specifically the housing plan. I pay my mortgage, always do, like clockwork. Because of this, I will have to continue paying it. Now, if I would have said "fuck it" about 8 months ago, some judge would give me a reduced APR and save me about 300 a month to help me keep my house.

What type of logic is that?

[Spider Monkey]

So here is my problem with the whole plan so far. Well specifically the housing plan. I pay my mortgage, always do, like clockwork. Because of this, I will have to continue paying it. Now, if I would have said "fuck it" about 8 months ago, some judge would give me a reduced APR and save me about 300 a month to help me keep my house.

What type of logic is that?
But your credit would be shit.

I also have never missed a mortgage payment. I've paid every single one early. Both times.

[pl8er]

But your credit would be shit.

I also have never missed a mortgage payment. I've paid every single one early. Both times.

Agreed. My point is that if you fuck up your taken care of, if you follow the rules you just need to shut up and keep following the rules.

Seems like they could do something to help those who are dying but still making it work.

[Spider Monkey]

Agreed. My point is that if you fuck up your taken care of, if you follow the rules you just need to shut up and keep following the rules.

That is how we roll in liberal USA.

Seems like they could do something to help those who are dying but still making it work.

That is not how we roll in liberal USA.

[pl8er]

I read somewhere that the money spent on the failing banks could have paid 40k down on all middle income mortgages in the United states. That would be some nice extra cash that I can guarantee that I would have spent and not kept :P

[Spider Monkey]

Not me. You can't get shit with a 40K down out here.

Maybe a condo.

[Uncle Rico]

Buy me a condo

[natisfynest]

40k woulda bought my house for me or paid half on the house im thinkin bout buyin 5br FTW

[Uncle Rico]

Whenever I decide to buy a house It'll be in my hometown unless I'm uber ballin. Cant beat teh prices.

[pl8er]

No, I mean if you had a mortgage and you owed 150,000 they would call it 110,000 and pay the bank 40k.

[natisfynest]

ok i owe the bank 38k lol my house would be paid for in full

[pl8er]

exactly!

[pl8er]

and congrats! I can't wait till I owe so little

[natisfynest]

meh my house aint much its a bachelor pad 2 bed room 1 bath but you cant beat paying 350 a month to own a home

[pl8er]

You practically own it. That in itself is awesome!

[Spider Monkey]

Buy me a condo
Can't. Obama's not giving me shit. I pay my bills.
40k woulda bought my house for me or paid half on the house im thinkin bout buyin 5br FTW
That means you live where it sucks.

[natisfynest]

tru it is a lil ghetto but i like that and i live 5 mins from work

[joetama]

I'm curious the number of die hard Obama fans still drinking the Kool-Aid. 4 people I know that are real hardcore Obama freaks won't return my messages. It also doesn't help that I'm making fun of them the entire time.

[bluecar]

But your credit would be shit.

I also have never missed a mortgage payment. I've paid every single one early. Both times.

I am going to talk to the credit union to see how this plays out. It may be worth it...My credit score would drop a few hundred points, but I am not sure when I need credit again...and if I can get something easy like 4.5 fixed, I'd easily save 20-30k in the long run.

[tapout]

http://i162.photobucket.com/albums/t278/tap0ut3/avatar2415_6.jpg

[joetama]

http://i162.photobucket.com/albums/t278/tap0ut3/avatar2415_6.jpg

That sums it up pretty well right there.

[Spider Monkey]

I am going to talk to the credit union to see how this plays out. It may be worth it...My credit score would drop a few hundred points, but I am not sure when I need credit again...and if I can get something easy like 4.5 fixed, I'd easily save 20-30k in the long run.

Indeed. That is the catch. For those of us that don't need excellent credit for another decade or so, there may be a way to take advantage of it. Let me know the outcome of your conversation.

[IDSkot]

I'm an animal. I follow the law of the jungle. Should be obvious.

:orly:

Agreed. My point is that if you fuck up your taken care of, if you follow the rules you just need to shut up and keep following the rules.

Seems like they could do something to help those who are dying but still making it work.

There's no real use in letting people lose their house. Then they won't have anywhere to put all the shit they don't need. At this point, it's not about who fucked up, it's abnout getting the economy back to normal. Though I agree with the last part. There should be some added for people who work hard and are barely getting ends to meet. I live with my Mom now and I've been actively trying to find a job for months. There's no where to work. Literally. Not even McDonalds is hiring. She's struggling. I still manage to make enough money to cover most of my car insurance / phone. I've yet to ask her for money to go out since I was 16, though. But, it's really stressful for her, and she's gunna get shafted while slackers are gunna be prosperous. But that's how America works. Liars and cheaters live well, while honest folks struggle to survive.

I'm curious the number of die hard Obama fans still drinking the Kool-Aid. 4 people I know that are real hardcore Obama freaks won't return my messages. It also doesn't help that I'm making fun of them the entire time.

My ex was like that. She went to every cult rally, and begged me to vote for Obama... literally BEGGED me. She still thinks he's doing an awesome job.
I mean, he's doing everything he's supposed to, in terms of an economic stand point.
I mean, we just learned about the "Multiplier" effect in Economics, and since we're a mostly consumer nation, it's pretty high. Thus, adding money into the system will cause more money to be spent.
What he's doing is theoretically sound. I'm just not sure if it's gunna work out too well.

[Spider Monkey]

Ya. Really.

[joetama]

My ex was like that. She went to every cult rally, and begged me to vote for Obama... literally BEGGED me. She still thinks he's doing an awesome job.
I mean, he's doing everything he's supposed to, in terms of an economic stand point.
I mean, we just learned about the "Multiplier" effect in Economics, and since we're a mostly consumer nation, it's pretty high. Thus, adding money into the system will cause more money to be spent.
What he's doing is theoretically sound. I'm just not sure if it's gunna work out too well.

We know it won't work. It didn't work for ol' Georgy Poo why would it work for the black knight?

Plus I listened to his speech on the first one BHO wanted to pass. His words were something like "there is NO pork spending or earmarks". Ummmmmm have you checked out the bill? I must not know what pork spending is, either that or he doesn't. Also, this whole thing was supposed to be bi-partition, he was the great uniter remember. And there is no way that any of this can be considered close to bipartisan.

[Porch Monkey]

http://images.chron.com/blogs/blogwatch/devotional.jpg

[bluecar]

:orly:



There's no real use in letting people lose their house. Then they won't have anywhere to put all the shit they don't need. At this point, it's not about who fucked up, it's abnout getting the economy back to normal. Though I agree with the last part. There should be some added for people who work hard and are barely getting ends to meet. I live with my Mom now and I've been actively trying to find a job for months. There's no where to work. Literally. Not even McDonalds is hiring. She's struggling. I still manage to make enough money to cover most of my car insurance / phone. I've yet to ask her for money to go out since I was 16, though. But, it's really stressful for her, and she's gunna get shafted while slackers are gunna be prosperous. But that's how America works. Liars and cheaters live well, while honest folks struggle to survive.



My ex was like that. She went to every cult rally, and begged me to vote for Obama... literally BEGGED me. She still thinks he's doing an awesome job.
I mean, he's doing everything he's supposed to, in terms of an economic stand point.
I mean, we just learned about the "Multiplier" effect in Economics, and since we're a mostly consumer nation, it's pretty high. Thus, adding money into the system will cause more money to be spent.
What he's doing is theoretically sound. I'm just not sure if it's gunna work out too well.


lol @ undergrad economics. I am sure your teacher only shows the Keyensian side.

[IamDeMan]

Indeed. That is the catch. For those of us that don't need excellent credit for another decade or so, there may be a way to take advantage of it. Let me know the outcome of your conversation.

Take advantage of what and how? I didnt rfead

[Spider Monkey]

Take advantage of what and how? I didnt rfead

Take advantage of all of these idiots that are forcing the banks to reassess loans. As in I refi like the broke bitches and knock off some dolla dolla bills ya'll.

[IamDeMan]

Take advantage of all of these idiots that are forcing the banks to reassess loans. As in I refi like the broke bitches and knock off some dolla dolla bills ya'll.

Really?

Sweetness. I am going to be able to be more of a drain on society?! Whats the 411, so I can go jerk off to the thought of taking your money.

[Spider Monkey]

Really?

Sweetness. I am going to be able to be more of a drain on society?! Whats the 411, so I can go jerk off to the thought of taking your money.

I don't know the 411 yet. That is what I told Flip to tell me after he spoke to his credit union.

[IamDeMan]

I don't know the 411 yet. That is what I told Flip to tell me after he spoke to his credit union.

Well fuck. I need masturbatory stimulus meow!

[Spider Monkey]

Well fuck. I need masturbatory stimulus meow!

Go cash a welfare check then. That will really get you off.

[bluecar]

Take advantage of what and how? I didnt rfead

Re-fi teh house.

Take advantage of all of these idiots that are forcing the banks to reassess loans. As in I refi like the broke bitches and knock off some dolla dolla bills ya'll.

indeed

Really?

Sweetness. I am going to be able to be more of a drain on society?! Whats the 411, so I can go jerk off to the thought of taking your money.

I think the loan has to be held by fannie mae or freddie mac. I am uncertain.

I don't know the 411 yet. That is what I told Flip to tell me after he spoke to his credit union.

I lose on several accounts. My mortgage payment isn't high enough compared to my income. I have to wait until the ARM adjusts.

[Spider Monkey]

Re-fi teh house.



indeed



I think the loan has to be held by fannie mae or freddie mac. I am uncertain.



I lose on several accounts. My mortgage payment isn't high enough compared to my income. I have to wait until the ARM adjusts.

Fuck. They are taking income into the equation? Fuck.

[bluecar]

Fuck. They are taking income into the equation? Fuck.

mortgage payment as % of income must be greater than 38%. For me, that's like a $200k home or some shit.

[Spider Monkey]

God dammit.

[IamDeMan]

I think ngaz trippin

Short term half ass solution.

Not that GWB is any better.

Well he sure did a good job at putting the rest of the economy out of business with the new ARRA. That's all I've noticed so far.

You kidding? G Dubs hooked my tax return up fat this year.

Shows you aren't a real conservative....

I've never claimed to be a conservative. I'm a junglist. You should know this.

oh...I am new here.

I'm an animal. I follow the law of the jungle. Should be obvious.

Do you take Xanax?

No. ???

you want some

HE RIPPED HER FACE OFF!

So here is my problem with the whole plan so far. Well specifically the housing plan. I pay my mortgage, always do, like clockwork. Because of this, I will have to continue paying it. Now, if I would have said "fuck it" about 8 months ago, some judge would give me a reduced APR and save me about 300 a month to help me keep my house.

What type of logic is that?

But your credit would be shit.

I also have never missed a mortgage payment. I've paid every single one early. Both times.

Agreed. My point is that if you fuck up your taken care of, if you follow the rules you just need to shut up and keep following the rules.

Seems like they could do something to help those who are dying but still making it work.

That is how we roll in liberal USA.



That is not how we roll in liberal USA.

I read somewhere that the money spent on the failing banks could have paid 40k down on all middle income mortgages in the United states. That would be some nice extra cash that I can guarantee that I would have spent and not kept :P

Not me. You can't get shit with a 40K down out here.

Maybe a condo.

Buy me a condo

40k woulda bought my house for me or paid half on the house im thinkin bout buyin 5br FTW

Whenever I decide to buy a house It'll be in my hometown unless I'm uber ballin. Cant beat teh prices.

No, I mean if you had a mortgage and you owed 150,000 they would call it 110,000 and pay the bank 40k.

ok i owe the bank 38k lol my house would be paid for in full

exactly!

and congrats! I can't wait till I owe so little

meh my house aint much its a bachelor pad 2 bed room 1 bath but you cant beat paying 350 a month to own a home

You practically own it. That in itself is awesome!

Can't. Obama's not giving me shit. I pay my bills.

That means you live where it sucks.

tru it is a lil ghetto but i like that and i live 5 mins from work

I'm curious the number of die hard Obama fans still drinking the Kool-Aid. 4 people I know that are real hardcore Obama freaks won't return my messages. It also doesn't help that I'm making fun of them the entire time.

I am going to talk to the credit union to see how this plays out. It may be worth it...My credit score would drop a few hundred points, but I am not sure when I need credit again...and if I can get something easy like 4.5 fixed, I'd easily save 20-30k in the long run.

http://i162.photobucket.com/albums/t278/tap0ut3/avatar2415_6.jpg

That sums it up pretty well right there.

Indeed. That is the catch. For those of us that don't need excellent credit for another decade or so, there may be a way to take advantage of it. Let me know the outcome of your conversation.

:orly:



There's no real use in letting people lose their house. Then they won't have anywhere to put all the shit they don't need. At this point, it's not about who fucked up, it's abnout getting the economy back to normal. Though I agree with the last part. There should be some added for people who work hard and are barely getting ends to meet. I live with my Mom now and I've been actively trying to find a job for months. There's no where to work. Literally. Not even McDonalds is hiring. She's struggling. I still manage to make enough money to cover most of my car insurance / phone. I've yet to ask her for money to go out since I was 16, though. But, it's really stressful for her, and she's gunna get shafted while slackers are gunna be prosperous. But that's how America works. Liars and cheaters live well, while honest folks struggle to survive.



My ex was like that. She went to every cult rally, and begged me to vote for Obama... literally BEGGED me. She still thinks he's doing an awesome job.
I mean, he's doing everything he's supposed to, in terms of an economic stand point.
I mean, we just learned about the "Multiplier" effect in Economics, and since we're a mostly consumer nation, it's pretty high. Thus, adding money into the system will cause more money to be spent.
What he's doing is theoretically sound. I'm just not sure if it's gunna work out too well.

Ya. Really.

We know it won't work. It didn't work for ol' Georgy Poo why would it work for the black knight?

Plus I listened to his speech on the first one BHO wanted to pass. His words were something like "there is NO pork spending or earmarks". Ummmmmm have you checked out the bill? I must not know what pork spending is, either that or he doesn't. Also, this whole thing was supposed to be bi-partition, he was the great uniter remember. And there is no way that any of this can be considered close to bipartisan.

http://images.chron.com/blogs/blogwatch/devotional.jpg

lol @ undergrad economics. I am sure your teacher only shows the Keyensian side.

Take advantage of what and how? I didnt rfead

Take advantage of all of these idiots that are forcing the banks to reassess loans. As in I refi like the broke bitches and knock off some dolla dolla bills ya'll.

Really?

Sweetness. I am going to be able to be more of a drain on society?! Whats the 411, so I can go jerk off to the thought of taking your money.

I don't know the 411 yet. That is what I told Flip to tell me after he spoke to his credit union.

Well fuck. I need masturbatory stimulus meow!

Go cash a welfare check then. That will really get you off.

Re-fi teh house.



indeed



I think the loan has to be held by fannie mae or freddie mac. I am uncertain.



I lose on several accounts. My mortgage payment isn't high enough compared to my income. I have to wait until the ARM adjusts.

Fuck. They are taking income into the equation? Fuck.

mortgage payment as % of income must be greater than 38%. For me, that's like a $200k home or some shit.

God dammit.
.

[Spider Monkey]

wat

[jip]

meh my house aint much its a bachelor pad 2 bed room 1 bath but you cant beat paying 350 a month to own a home

I'd rather pay $2k/mnth to own a home here than $350/mnth to own a home .. where ever the fuck that buys a home.

Somewhere in the midwest, no doubt.